Salary calculator

£21,000 After Tax in 2026/27

If you earn £21,000 a year you take home around £1,490 a month after income tax, National Insurance, a 5% pension and Plan 2 student loan.

Annual take-home

£17,884

Monthly take-home

£1,490

Tax paid

£1,476

7.03% of gross

NI paid

£590

2.81% of gross

Student loan

£0

Plan 2 default

Pension deduction

£1,050

5% of gross

Personal allowance

£12,570

Taxable income

£7,380

Take-home share

85%

Calculate your take-home pay

Adjust your details below — results update instantly for 2026/27.

Region
Pension contribution5%
Advanced options

Leading digits × 10 set your personal allowance.

Reduces your taxable income.

Reduces your taxable income.

85.16%YOU KEEP

Monthly take-home

£1,490

after tax, NI, pension & loans

Annual take-home

£17,884

including bonus

Hourly

£9.17

Daily

£69

Weekly

£344

Monthly

£1,490

Yearly

£17,884

Income Tax

£1,476

National Insurance

£590

Pension

£1,050

Where your money goes

Take-home · £17,884 · 85%Income Tax · £1,476 · 7%National Insurance · £590 · 3%Pension · £1,050 · 5%
BandYearlyMonthlyWeekly% of Gross
Income Tax£1,476£123£287.03%
National Insurance£590£49£112.81%
Pension£1,050£88£205%
Take-home pay£17,884£1,490£34485.16%