Stamp duty calculator
Stamp Duty Calculator 2026/27
Estimate the tax due on your property purchase across England & Northern Ireland, Wales or Scotland — with a clear band-by-band breakdown and first-time buyer relief.
Enter the purchase price before any fees.
Total stamp duty
Effective rate: 0.83% of the purchase price
Price vs duty
Band breakdown
| Band | Rate | Taxable | Tax |
|---|---|---|---|
| Up to £250,000 | 0% | £250,000 | £0 |
| £250,001 - £925,000 | 5% | £50,000 | £2,500 |
| £925,001 - £1.5m | 10% | £0 | £0 |
| Above £1.5m | 12% | £0 | £0 |
| Total | £300,000 | £2,500 |
Based on 2026/27 rates. Verify with HMRC before completing your purchase.
Frequently asked questions
How much is stamp duty on a house in 2026/27?
In England & Northern Ireland you pay no stamp duty on the first £250,000 (up to £425,000 for first-time buyers), then 5% up to £925,000, 10% up to £1.5m and 12% above that. Wales (LTT) and Scotland (LBTT) use their own bands — select the right location above to see the exact figures.
Do first-time buyers pay stamp duty?
In England & Northern Ireland, first-time buyers pay no stamp duty on properties up to £425,000 and a reduced rate up to £625,000. In Scotland the LBTT zero band is raised to £175,000 for first-time buyers. Wales does not offer a first-time buyer relief.
How does Scottish stamp duty (LBTT) differ from England?
Scotland's Land and Buildings Transaction Tax (LBTT) starts at 0% up to £145,000 (or £175,000 for first-time buyers), then 2%, 5%, 10% and 12% on higher bands. Buying an additional residential property in Scotland also triggers a 6% Additional Dwelling Supplement.
Do buy-to-let buyers pay a surcharge?
Yes. Buying a second home or buy-to-let property in England & Northern Ireland adds 3% to every band, and in Scotland a 6% Additional Dwelling Supplement applies. Non-UK residents buying in England & Northern Ireland pay an extra 2% surcharge.
Important note
Calculations are estimates based on 2026/27 rates. Not financial advice. Always confirm the final figure with HMRC, Revenue Scotland or the Welsh Revenue Authority before completing your purchase.